/* Hero Section Styles */
.hero-section {
    position: relative;
    padding: 20px 0 0 0;
    background: linear-gradient(to right, #f4f7f9 0%, #e6eff5 50%, #ffffff 100%);
    overflow: hidden;
}

.hero-bg-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100vh;
    background: rgba(0, 0, 0, 0.08);
    z-index: 0;
}

.hero-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    position: relative;
    z-index: 2;
}

.hero-content {
    flex: 0 0 55%;
    max-width: 55%;
    padding-bottom: 60px; /* Space for the stats bar */
    padding-top: 30px;
}

.badge {
    display: inline-block;
    background-color: #fff3d6;
    padding: 6px 15px;
    border-radius: 4px;
    margin-bottom: 20px;
}

.badge span {
    color: #f2a900;
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 1px;
}

.hero-title {
    font-size: 56px;
    font-weight: 800;
    line-height: 1.1;
    margin-bottom: 20px;
    letter-spacing: -1px;
}

.hero-title .dark-blue {
    color: #0a1c3a;
}

.orange {
    color: #f2a900;
}

.hero-subtitle {
    font-size: 16px;
    color: #555;
    line-height: 1.6;
    margin-bottom: 40px;
    max-width: 90%;
    font-weight: 400;
}

.features-list {
    display: flex;
    gap: 30px;
    margin-bottom: 40px;
}

.feature-item {
    display: flex;
    align-items: flex-start;
    gap: 10px;
    cursor: pointer;
}

.feature-icon {
    color: #f2a900;
    font-size: 20px;
    background: #fff;
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 8px;
    box-shadow: 0 4px 10px rgba(0,0,0,0.05);
    transition: all 0.3s ease;
}

.feature-item:hover .feature-icon {
    transform: translateY(-3px);
    box-shadow: 0 8px 15px rgba(0,0,0,0.1);
    background-color: #f2a900;
    color: #fff;
}

.feature-text {
    font-size: 13px;
    font-weight: 600;
    color: #333;
    line-height: 1.3;
}

a.btn-secondary {
    display: flex;
    align-items: stretch;
    width: fit-content;
    overflow: hidden;
    border-radius: 6px;
    cursor: pointer;
    text-decoration: none;
    transition: all 0.3s ease;
}

.btn-text {
    background-color: #0a1c3a;
    color: #fff;
    padding: 15px 30px;
    font-size: 16px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.btn-icon {
    background-color: #f2a900;
    color: #fff;
    padding: 15px 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    transition: all 0.3s ease;
}

.btn-icon i {
    transition: transform 0.3s ease;
}



a.btn-secondary:hover .btn-icon i {
    transform: translateX(6px);
}

.hero-image {
    width: 65%;
    position: absolute;
    right: 0;
    top: -60px;
    z-index: 1;
}

.hero-image img {
    width: 100%;
    height: auto;
    display: block;
    object-fit: cover;
    -webkit-mask-image: linear-gradient(100deg, transparent 15%, black 45%);
    mask-image: linear-gradient(100deg, transparent 15%, black 45%);
}

/* Stats Bar */
.stats-bar-wrapper {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 100%;
    z-index: 10;
    pointer-events: none;
}

.stats-bar {
    background-color: #0a1c3a;
    border-radius: 10px 10px 0 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 10px 20px;
    box-shadow: 0 -5px 20px rgba(0,0,0,0.1);
    width: 50%;
    margin: 0 0 0 auto;
    transform: translateX(30px);
    pointer-events: auto;
}

.stat-item {
    text-align: center;
    color: #fff;
    flex: 1;
}

.stat-icon {
    color: #f2a900;
    font-size: 24px;
    margin-bottom: 8px;
}

.stat-value {
    font-size: 22px;
    font-weight: 700;
    margin-bottom: 5px;
}

.stat-label {
    font-size: 11px;
    font-weight: 500;
    color: #ccc;
}

.stat-divider {
    width: 1px;
    height: 50px;
    background-color: rgba(255, 255, 255, 0.2);
}

/* Responsive adjustments */
@media (max-width: 992px) {
    .hero-container {
        flex-direction: column;
    }
    .hero-content {
        flex: 0 0 100%;
        max-width: 100%;
    }
    .hero-image {
        position: relative;
        flex: 0 0 100%;
        max-width: 100%;
        right: 0;
        margin-top: 30px;
    }
    .features-list {
        flex-wrap: wrap;
    }
    .stats-bar {
        flex-wrap: wrap;
        gap: 20px;
    }
    .stat-divider {
        display: none;
    }
    .stat-item {
        flex: 0 0 45%;
    }
}

/* Partners Section */
.partners-section {
    background-color: #f8f9fa;
    position: relative;
    z-index: 10;
}

.partners-section .container {
    max-width: 1410px;
}

.partners-wrapper {
    display: flex;
    align-items: center;
    background: #fff;
    border-radius: 0 0 12px 12px;
    padding: 20px 30px;
    box-shadow: 0 2px 10px rgba(0,0,0,0.04), 0 0 1px rgba(0,0,0,0.1);
    /* margin-top: -50px; */
    position: relative;
    z-index: 20;
}

.partners-label {
    border-right: 1px solid #eee;
    padding-right: 25px;
    margin-right: 25px;
}

.partners-label h3 {
    font-size: 16px;
    font-weight: 700;
    color: #1a202c;
    margin: 0;
    white-space: nowrap;
}

.partners-logos {
    flex-grow: 1;
    overflow: hidden;
    position: relative;
    -webkit-mask-image: linear-gradient(to right, transparent, black 3%, black 97%, transparent);
    mask-image: linear-gradient(to right, transparent, black 3%, black 97%, transparent);
}

.partners-logos-track {
    display: flex;
    align-items: center;
    gap: 30px;
    width: max-content;
    animation: autoScrollLogos 25s linear infinite;
}

.partners-logos-track:hover {
    animation-play-state: paused;
}

@keyframes autoScrollLogos {
    0% { transform: translateX(0); }
    100% { transform: translateX(calc(-50% - 15px)); } /* 15px is half of 30px gap */
}

.partner-brand {
    font-family: 'Poppins', sans-serif;
    font-weight: 700;
    font-size: 15px;
    display: flex;
    align-items: center;
    gap: 6px;
    padding: 10px 15px;
    border-radius: 8px;
    background: #fff;
    transition: all 0.3s ease;
    cursor: pointer;
    white-space: nowrap;
    border: 1px solid #f0f0f0;
}

.partner-brand:hover {
    transform: translateY(-3px);
    box-shadow: 0 6px 15px rgba(0,0,0,0.06);
    border-color: #e2e8f0;
}

/* Specific Brands */
.hdfc { color: #004b8f; }
.hdfc .square-icon {
    display: inline-block;
    width: 16px;
    height: 16px;
    background: #ed232a;
    position: relative;
}
.hdfc .square-icon::after {
    content: '';
    position: absolute;
    width: 8px;
    height: 8px;
    background: #fff;
    top: 4px;
    left: 4px;
}

.icici { color: #003a70; font-weight: 800; }
.icici .icici-i {
    color: #f26522;
    font-style: italic;
    font-size: 18px;
}

.kotak { color: #003366; }
.kotak .infinity-icon {
    color: #ed1c24;
    font-size: 22px;
}

.bajaj { color: #00569f; }
.bajaj .b-icon {
    background: #00569f;
    color: #fff;
    width: 22px;
    height: 22px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    font-size: 13px;
}

.tata { color: #003366; letter-spacing: 0.5px; }

.piramal { color: #f26522; }
.piramal .p-icon {
    display: inline-block;
    width: 16px;
    height: 16px;
    border: 3px solid #f26522;
    border-radius: 50% 50% 50% 0;
}

.axis { color: #97144d; font-weight: 800; }
.axis .axis-icon {
    display: inline-block;
    width: 16px;
    height: 16px;
    background: linear-gradient(135deg, #97144d 50%, transparent 50%);
}

/* Added New Brands */
.sbi { color: #0099cc; font-weight: 800; }
.sbi .sbi-icon {
    display: inline-block;
    width: 20px;
    height: 20px;
    background: #0099cc;
    border-radius: 50%;
    position: relative;
}
.sbi .sbi-icon::after {
    content: '';
    position: absolute;
    width: 6px;
    height: 6px;
    background: #fff;
    border-radius: 50%;
    top: 5px;
    left: 7px;
}
.sbi .sbi-icon::before {
    content: '';
    position: absolute;
    width: 4px;
    height: 8px;
    background: #fff;
    bottom: 2px;
    left: 8px;
}

.tata { color: #003366; letter-spacing: 0.5px; }
.tata .tata-icon {
    color: #003366;
    font-size: 16px;
    font-weight: 900;
}

.aditya { color: #c0282b; }
.aditya .aditya-icon {
    color: #c0282b;
    font-size: 16px;
    line-height: 1;
}

.pnb { color: #e21e26; }
.pnb .pnb-icon {
    display: inline-block;
    width: 14px;
    height: 14px;
    border: 3px solid #e21e26;
    border-radius: 50%;
}

.hero { color: #ed1c24; }
.hero .hero-icon {
    font-weight: 900;
    font-size: 16px;
    color: #ed1c24;
    font-style: italic;
}

.partners-arrow {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    background-color: #f0f4f8;
    color: #003366;
    margin-left: 20px;
    font-size: 14px;
    cursor: pointer;
    border-radius: 50%;
    transition: all 0.3s ease;
    flex-shrink: 0;
}

.partners-arrow:hover {
    background-color: #e2e8f0;
    color: #0a1c3a;
}

@media (max-width: 992px) {
    .partners-wrapper {
        flex-direction: column;
        align-items: flex-start;
        gap: 20px;
    }
    .partners-label {
        border-right: none;
        padding-right: 0;
        margin-right: 0;
        border-bottom: 1px solid #eee;
        padding-bottom: 15px;
        width: 100%;
    }
    .partners-arrow {
        display: none;
    }
}

/* Loan Products Section - Advanced Design */
.products-section {
    padding: 50px 0;
    background: linear-gradient(135deg, #f8fafc 0%, #f1f5f9 100%);
    position: relative;
    overflow: hidden;
}

.section-dots {
    position: absolute;
    width: 200px;
    height: 200px;
    background-image: radial-gradient(rgba(255, 153, 0, 0.2) 2.5px, transparent 2.5px);
    background-size: 25px 25px;
    z-index: 0;
}
.section-dots.top-left {
    top: 50px;
    left: 50px;
}
.section-dots.bottom-right {
    bottom: 50px;
    right: 50px;
}

.products-section::before {
    content: '';
    position: absolute;
    top: -200px;
    left: -150px;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    background: linear-gradient(135deg, #ff9900, #ff4500);
    opacity: 0.04;
    z-index: 0;
}

.products-section::after {
    content: '';
    position: absolute;
    bottom: -200px;
    right: -150px;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    background: linear-gradient(135deg, #ff9900, #ff4500);
    opacity: 0.04;
    z-index: 0;
}

.section-title {
    margin-bottom: 60px;
    position: relative;
    z-index: 1;
}

.section-title h2 {
    font-size: 42px;
    font-weight: 900;
    margin-bottom: 25px;
    letter-spacing: -1px;
    position: relative;
    display: inline-block;
}

.section-title h2::after {
    content: '';
    position: absolute;
    bottom: -12px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 4px;
    background: linear-gradient(90deg, #ff9900, #ff4500);
    border-radius: 4px;
}

.section-subtitle {
    color: #475569;
    font-size: 18px;
    font-weight: 500;
    margin-top: 10px;
}

.text-center {
    text-align: center;
}

.products-section .container {
    max-width: 1350px;
}

.products-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    position: relative;
    z-index: 1;
}

.product-card {
    background: #ffffff;
    border-radius: 20px;
    padding: 30px 25px; /* Reduced from 45px 30px */
    text-align: center;
    border: 1px solid rgba(226, 232, 240, 0.6);
    box-shadow: 0 12px 35px rgba(0, 0, 0, 0.04), 0 5px 15px rgba(0, 0, 0, 0.02);
    transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
    display: flex;
    flex-direction: column;
    align-items: center;
    position: relative;
    overflow: hidden;
    transform-style: preserve-3d;
    transform: perspective(1000px);
}

.card-shape {
    position: absolute;
    background: linear-gradient(135deg, #ff9900, #ff4500);
    opacity: 0.08;
    z-index: 0;
    transition: all 0.5s ease;
}
.card-shape.top-left {
    top: -50px;
    left: -50px;
    width: 150px;
    height: 150px;
    border-radius: 50%;
}
.card-shape.bottom-right {
    bottom: -60px;
    right: -60px;
    width: 180px;
    height: 180px;
    border-radius: 50%;
}

.product-card:hover .card-shape.top-left {
    transform: scale(1.2) translate(10px, 10px);
}
.product-card:hover .card-shape.bottom-right {
    transform: scale(1.2) translate(-10px, -10px);
}

.card-badge {
    position: absolute;
    top: -5px;
    right: 25px;
    background: linear-gradient(135deg, #f2a900, #c2932c);
    color: white;
    padding: 15px 15px 20px;
    border-radius: 0 0 10px 10px;
    font-size: 18px;
    z-index: 10;
    clip-path: polygon(0 0, 100% 0, 100% 100%, 50% 85%, 0 100%);
    box-shadow: 0 5px 15px rgba(242, 169, 0, 0.4);
    transform: translateZ(40px);
}

.product-card:hover {
    box-shadow: 0 25px 50px -12px rgba(10, 28, 58, 0.15);
    border-color: transparent;
}

.product-icon {
    height: 100px; /* Reduced from 110px */
    width: 100px; /* Reduced from 110px */
    margin-top: 5px; /* Reduced from 15px */
    margin-bottom: 20px; /* Reduced from 25px */
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    z-index: 2;
    background: radial-gradient(circle, rgba(242,169,0,0.12) 0%, rgba(255,255,255,0) 70%);
    border-radius: 50%;
}

.icon-dots {
    position: absolute;
    width: 40px;
    height: 40px;
    background-image: radial-gradient(#f2a900 2px, transparent 2px);
    background-size: 12px 12px;
    opacity: 0.4;
    z-index: -1;
}
.icon-dots.left-dots { left: -25px; top: 35px; }
.icon-dots.right-dots { right: -25px; top: 55px; }

.product-icon img {
    max-height: 80%;
    max-width: 80%;
    object-fit: contain;
    filter: drop-shadow(0px 15px 20px rgba(0, 0, 0, 0.15));
    transition: transform 0.5s cubic-bezier(0.34, 1.56, 0.64, 1);
    transform: translateZ(50px);
}

.product-card:hover .product-icon img {
    transform: translateZ(80px) scale(1.15) translateY(-5px);
    filter: drop-shadow(0px 20px 25px rgba(0, 0, 0, 0.25));
}

.product-card h4 {
    font-size: 22px; /* Slightly reduced */
    font-weight: 900;
    margin-bottom: 8px;
    transform: translateZ(30px);
}
.text-dark { color: #0a1c3a; }
.text-orange { color: #f2a900; }

.title-separator {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-bottom: 15px;
    color: #f2a900;
    font-size: 8px;
    transform: translateZ(25px);
}
.title-separator span {
    width: 35px;
    height: 2px;
    background: #f2a900;
    border-radius: 2px;
}

.product-card p {
    font-size: 14px; /* Reduced from 15px */
    color: #475569;
    line-height: 1.5;
    margin-bottom: 20px; /* Reduced from 30px */
    flex-grow: 1;
    font-weight: 500;
    transform: translateZ(20px);
}

.btn-apply-new {
    display: flex;
    align-items: center;
    justify-content: space-between;
    background: linear-gradient(90deg, #f2a900, #c2932c);
    padding: 6px 20px 6px 6px;
    border-radius: 50px;
    color: white;
    text-decoration: none;
    font-weight: 700;
    font-size: 15px;
    width: 85%;
    margin-top: auto;
    transition: all 0.3s ease;
    transform: translateZ(40px);
    box-shadow: 0 6px 15px rgba(242, 169, 0, 0.3);
}

.btn-apply-new:hover {
    box-shadow: 0 10px 20px rgba(242, 169, 0, 0.5);
    transform: translateZ(50px) scale(1.02);
    color: white;
}

.btn-apply-new .btn-icon {
    width: 36px;
    height: 36px;
    background: white;
    color: #f2a900;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 16px;
    box-shadow: inset 0 2px 4px rgba(0,0,0,0.1);
}

.btn-apply-new .btn-text {
    flex-grow: 1;
    text-align: center;
    background-color: transparent !important;
    padding: 0 !important;
}

.btn-apply-new .btn-arrow {
    font-size: 18px;
    transition: transform 0.3s ease;
}
.btn-apply-new:hover .btn-arrow {
    transform: translateX(5px);
}

.btn-dark-blue {
    background-color: #0a1c3a;
    color: #fff;
    padding: 12px 30px;
    border-radius: 8px;
    font-weight: 600;
    border: none;
    display: inline-flex;
    align-items: center;
    text-decoration: none;
    transition: all 0.3s;
}

.btn-dark-blue i {
    color: #f2a900;
}

.btn-dark-blue:hover {
    background-color: #1a3c70;
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(10, 28, 58, 0.2);
}

/* Why Choose Us Section */
.why-choose-section {
    padding: 70px 0;
    background-color: #fdfdfd;
    background-image: radial-gradient(rgba(10, 28, 58, 0.06) 1.5px, transparent 1.5px);
    background-size: 35px 35px;
    position: relative;
    overflow: hidden;
}

@keyframes pulseGlow {
    0% { transform: translateX(-50%) scale(1); opacity: 0.5; }
    50% { transform: translateX(-50%) scale(1.2); opacity: 0.8; }
    100% { transform: translateX(-50%) scale(1); opacity: 0.5; }
}

@keyframes floatGlow {
    0% { transform: translate(0, 0) scale(1); opacity: 0.4; }
    50% { transform: translate(-30px, -30px) scale(1.1); opacity: 0.7; }
    100% { transform: translate(0, 0) scale(1); opacity: 0.4; }
}

.why-choose-section::before {
    content: '';
    position: absolute;
    top: -200px;
    left: 50%;
    transform: translateX(-50%);
    width: 800px;
    height: 800px;
    background: radial-gradient(circle, rgba(242, 169, 0, 0.05) 0%, rgba(242, 169, 0, 0) 70%);
    z-index: 0;
    pointer-events: none;
    animation: pulseGlow 6s infinite ease-in-out;
}

.why-choose-section::after {
    content: '';
    position: absolute;
    bottom: -150px;
    right: -100px;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(10, 28, 58, 0.04) 0%, rgba(10, 28, 58, 0) 70%);
    z-index: 0;
    pointer-events: none;
    animation: floatGlow 8s infinite ease-in-out;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    position: relative;
    z-index: 2;
    max-width: 1100px;
    margin: 0 auto;
}

@keyframes slideUpFade {
    from { opacity: 0; transform: translateY(40px); }
    to { opacity: 1; transform: translateY(0); }
}

.feature-card {
    background: url('data:image/svg+xml;utf8,<svg viewBox="0 0 100 100" preserveAspectRatio="none" xmlns="http://www.w3.org/2000/svg"><path d="M0,70 Q25,50 50,70 T100,70 L100,100 L0,100 Z" fill="rgba(242,169,0,0.15)"/><path d="M0,85 Q25,75 50,85 T100,85 L100,100 L0,100 Z" fill="rgba(242,169,0,0.3)"/><path d="M0,95 Q25,90 50,95 T100,95 L100,100 L0,100 Z" fill="rgba(242,169,0,0.6)"/></svg>') no-repeat bottom center/cover, #fff;
    border-radius: 16px;
    padding: 30px 20px;
    text-align: center;
    box-shadow: 0 8px 30px rgba(242, 169, 0, 0.15);
    border: 2px solid rgba(242, 169, 0, 0.4);
    transition: all 0.4s ease;
    position: relative;
    overflow: hidden;
    z-index: 1;
    animation: slideUpFade 0.8s ease backwards;
}

.feature-card:nth-child(1) { animation-delay: 0.1s; }
.feature-card:nth-child(2) { animation-delay: 0.2s; }
.feature-card:nth-child(3) { animation-delay: 0.3s; }
.feature-card:nth-child(4) { animation-delay: 0.4s; }
.feature-card:nth-child(5) { animation-delay: 0.5s; }
.feature-card:nth-child(6) { animation-delay: 0.6s; }

.feature-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 40px rgba(242, 169, 0, 0.25);
    border-color: #f2a900;
}

.feature-icon-wrapper {
    width: 65px;
    height: 65px;
    margin: 0 auto 15px auto;
    background: #fcfcfd;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    color: #0a1c3a;
    border: 3px solid #f2a900;
    box-shadow: 0 0 20px rgba(242, 169, 0, 0.4);
    transition: all 0.4s ease;
    position: relative;
    z-index: 2;
}

.feature-card:hover .feature-icon-wrapper {
    transform: scale(1.05);
    box-shadow: 0 0 30px rgba(242, 169, 0, 0.6);
}

.feature-card h4 {
    font-size: 18px;
    font-weight: 800;
    color: #0a1c3a;
    margin-bottom: 10px;
    position: relative;
    z-index: 2;
}

.feature-separator {
    height: 2px;
    width: 60px;
    margin: 12px auto 15px auto;
    background: linear-gradient(90deg, transparent, #ff5722, transparent);
    border-radius: 2px;
    position: relative;
    z-index: 2;
}

.feature-card p {
    color: #475569;
    font-size: 14px;
    line-height: 1.5;
    margin: 0;
    position: relative;
    z-index: 2;
}

.btn-orange {
    background-color: #f2a900;
    color: #fff;
    border: none;
    padding: 12px 30px;
    border-radius: 8px;
    font-weight: 600;
    transition: all 0.3s ease;
    display: inline-flex;
    align-items: center;
}

.btn-orange:hover {
    background-color: #d49500;
    color: #fff;
    transform: translateY(-2px);
    box-shadow: 0 5px 15px rgba(242, 169, 0, 0.3);
}

.btn-orange i {
    color: #fff !important;
}

/* Process Section */
.process-section {
    padding: 50px 0;
    background-color: #fff;
    position: relative;
    overflow: hidden;
}

.process-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 30px;
    position: relative;
}

.process-grid::before {
    content: '';
    position: absolute;
    top: 45px;
    left: 12%;
    right: 12%;
    height: 2px;
    background: linear-gradient(90deg, transparent 0%, #f2a900 50%, transparent 100%);
    z-index: 1;
}

.process-step {
    text-align: center;
    position: relative;
    z-index: 2;
}

.step-number {
    width: 90px;
    height: 90px;
    margin: 0 auto 25px auto;
    background: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    font-weight: 800;
    color: #f2a900;
    border: 4px solid #fff;
    box-shadow: 0 5px 25px rgba(242, 169, 0, 0.15);
    position: relative;
    transition: all 0.4s ease;
}

.step-number::after {
    content: '';
    position: absolute;
    top: -6px; right: -6px; bottom: -6px; left: -6px;
    border-radius: 50%;
    border: 2px dashed #f2a900;
    animation: rotateDash 15s linear infinite;
    opacity: 0.5;
    transition: all 0.4s ease;
}

.process-step:hover .step-number {
    transform: translateY(-10px);
    background: #f2a900;
    color: #fff;
    box-shadow: 0 10px 30px rgba(242, 169, 0, 0.4);
}

.process-step:hover .step-number::after {
    border-color: #f2a900;
    opacity: 1;
    animation-duration: 5s;
}

.process-step h4 {
    font-size: 20px;
    font-weight: 800;
    color: #0a1c3a;
    margin-bottom: 10px;
}

.process-step p {
    color: #475569;
    font-size: 15px;
    line-height: 1.5;
}

@keyframes rotateDash {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

/* EMI Calculator */
.emi-calculator-section {
    padding: 50px 0;
    background-color: #f8f9fc;
}

.emi-calculator-wrapper {
    background: #fff;
    border-radius: 20px;
    box-shadow: 0 10px 40px rgba(0,0,0,0.08);
    overflow: hidden;
    max-width: 900px;
    margin: 0 auto;
}

.emi-inputs-section {
    padding: 20px 40px;
    background-color: #fff;
}

.emi-input-row {
    display: flex;
    align-items: center;
    padding: 25px 0;
    border-bottom: 1px dashed #f1f5f9;
}

.emi-input-row:last-child {
    border-bottom: none;
}

.emi-input-label {
    display: flex;
    align-items: center;
    width: 250px;
    flex-shrink: 0;
}

.emi-icon {
    width: 45px;
    height: 45px;
    border-radius: 50%;
    border: 1px solid #fdecd2;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #f2a900;
    font-size: 18px;
    margin-right: 15px;
    background: #fffafa;
}

.emi-label-text {
    display: flex;
    flex-direction: column;
}

.emi-label-text label {
    font-size: 16px;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 4px;
}

.emi-label-text span {
    font-size: 13px;
    color: #94a3b8;
}

.emi-slider-container {
    flex-grow: 1;
    padding: 0 30px;
}

.custom-range-slider {
    -webkit-appearance: none;
    width: 100%;
    height: 6px;
    background: #f1f5f9;
    border-radius: 3px;
    outline: none;
}

.custom-range-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 20px;
    height: 20px;
    border-radius: 50%;
    background: #f2a900;
    cursor: pointer;
    box-shadow: 0 0 0 5px rgba(242, 169, 0, 0.2);
    border: 3px solid #fff;
}

.emi-value-badge {
    width: 150px;
    flex-shrink: 0;
    text-align: right;
}

.emi-value-badge span {
    display: inline-block;
    padding: 8px 15px;
    border: 1px solid #fdecd2;
    border-radius: 8px;
    color: #f2a900;
    font-weight: 700;
    font-size: 16px;
    background: #fff;
}

.emi-result-card {
    background: linear-gradient(135deg, #f2a900, #c2932c);
    padding: 40px;
    text-align: center;
    color: #fff;
    border-radius: 20px;
    margin: 0 15px 15px 15px;
    box-shadow: 0 10px 30px rgba(242, 169, 0, 0.3);
    position: relative;
    overflow: hidden;
}

.emi-result-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: url('data:image/svg+xml;utf8,<svg width="24" height="24" xmlns="http://www.w3.org/2000/svg"><circle cx="2" cy="2" r="1.5" fill="rgba(255,255,255,0.15)"/></svg>') repeat;
    z-index: 0;
}

.result-header {
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 20px;
    position: relative;
    z-index: 1;
}

.result-header .line {
    height: 1px;
    width: 30px;
    background: rgba(255,255,255,0.4);
    margin: 0 15px;
}

.result-header span {
    font-size: 15px;
    font-weight: 500;
}

#emiResult {
    font-size: 52px;
    font-weight: 800;
    margin-bottom: 40px;
    text-shadow: 0 5px 15px rgba(0,0,0,0.1);
    position: relative;
    z-index: 1;
}

#emiResult::after {
    content: '';
    position: absolute;
    bottom: -15px;
    left: 50%;
    transform: translateX(-50%);
    width: 250px;
    height: 15px;
    background: radial-gradient(ellipse at center, rgba(255, 255, 255, 0.7) 0%, rgba(255, 255, 255, 0) 70%);
    border-radius: 50%;
    filter: blur(2px);
    z-index: -1;
    animation: pulseLight 3s infinite alternate;
}

@keyframes pulseLight {
    0% { opacity: 0.6; transform: translateX(-50%) scale(0.9); }
    100% { opacity: 1; transform: translateX(-50%) scale(1.1); }
}

.result-breakdown {
    background: #fff;
    border-radius: 12px;
    padding: 20px 30px;
    position: relative;
    z-index: 1;
    text-align: left;
}

.breakdown-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 0;
}

.breakdown-item span {
    color: #475569;
    font-size: 15px;
    font-weight: 500;
}

.breakdown-item strong {
    color: #0f172a;
    font-size: 17px;
    font-weight: 700;
}

.color-box {
    width: 14px;
    height: 14px;
    border-radius: 4px;
    margin-right: 12px;
}

.color-box.orange { background: #f2a900; }
.color-box.grey { background: #94a3b8; }

.breakdown-item.total {
    background: #fffcf5;
    margin: 15px -30px -20px -30px;
    padding: 20px 30px;
    border-radius: 0 0 12px 12px;
}

.breakdown-item.total strong {
    color: #0f172a;
    font-size: 16px;
}

.breakdown-item.total .total-val {
    color: #d49500;
    font-size: 20px;
    font-weight: 800;
}

.btn-apply-emi {
    display: inline-block;
    margin-top: 35px;
    background: linear-gradient(180deg, #f2a900, #c2932c);
    color: #fff;
    padding: 15px 40px;
    border-radius: 30px;
    font-weight: 700;
    font-size: 18px;
    text-decoration: none;
    box-shadow: 0 8px 20px rgba(0,0,0,0.15);
    border: 2px solid rgba(255,255,255,0.2);
    position: relative;
    z-index: 1;
    transition: all 0.3s ease;
}

.btn-apply-emi:hover {
    transform: translateY(-3px);
    box-shadow: 0 12px 25px rgba(0,0,0,0.25);
    color: #fff;
}

/* CIBIL Check Section */
.cibil-check-section {
    padding: 80px 0;
    background-color: #fafbfc;
    position: relative;
    overflow: hidden;
}

.cibil-check-section::before {
    content: '';
    position: absolute;
    bottom: -50px;
    left: -50px;
    width: 300px;
    height: 300px;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1440 320'%3E%3Cpath fill='%230B1F4D' fill-opacity='1' d='M0,256L60,261.3C120,267,240,277,360,256C480,235,600,181,720,170.7C840,160,960,192,1080,186.7C1200,181,1320,139,1380,117.3L1440,96L1440,320L1380,320C1320,320,1200,320,1080,320C960,320,840,320,720,320C600,320,480,320,360,320C240,320,120,320,60,320L0,320Z'%3E%3C/path%3E%3Cpath fill='%23F4B400' fill-opacity='1' d='M0,288L60,288C120,288,240,288,360,272C480,256,600,224,720,218.7C840,213,960,235,1080,229.3C1200,224,1320,192,1380,176L1440,160L1440,320L1380,320C1320,320,1200,320,1080,320C960,320,840,320,720,320C600,320,480,320,360,320C240,320,120,320,60,320L0,320Z'%3E%3C/path%3E%3C/svg%3E");
    background-size: cover;
    z-index: 1;
    opacity: 0.15;
}

.cibil-bg-dots {
    position: absolute;
    width: 200px;
    height: 200px;
    background-image: radial-gradient(#64748b 2px, transparent 2px);
    background-size: 20px 20px;
    opacity: 0.15;
    z-index: 1;
}

.cibil-bg-dots.left-dots {
    bottom: 20px;
    left: 20px;
}

.cibil-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
    position: relative;
    z-index: 2;
}

.cibil-badge-new {
    display: inline-block;
    padding: 6px 16px;
    background: #fff8e1;
    border-radius: 30px;
    margin-bottom: 20px;
}

.cibil-badge-new span {
    color: #F4B400;
    font-size: 13px;
    font-weight: 800;
    letter-spacing: 1px;
    display: flex;
    align-items: center;
    gap: 6px;
}

.cibil-content h2 {
    font-size: 42px;
    font-weight: 900;
    color: #0B1F4D;
    line-height: 1.2;
    margin-bottom: 20px;
}

.cibil-text-highlight {
    color: #F4B400;
    position: relative;
    display: inline-block;
}
.cibil-text-highlight::after {
    content: '';
    position: absolute;
    bottom: 4px;
    left: 0;
    width: 100%;
    height: 8px;
    background-color: rgba(244, 180, 0, 0.3);
    border-radius: 4px;
}

.cibil-badge-new {
    display: inline-block;
    background: rgba(255, 184, 0, 0.15);
    color: #ffb800;
    font-size: 12px;
    font-weight: 800;
    padding: 6px 16px;
    border-radius: 20px;
    margin-bottom: 20px;
    letter-spacing: 1px;
}

.cibil-text-highlight {
    position: relative;
    color: #ffb800;
    display: inline-block;
    z-index: 1;
}

.cibil-text-highlight::after {
    content: '';
    position: absolute;
    bottom: 5px;
    left: 0;
    width: 100%;
    height: 14px;
    background: rgba(255, 184, 0, 0.25);
    z-index: -1;
    border-radius: 4px;
}

.cibil-content p {
    font-size: 16px;
    color: #596780;
    line-height: 1.6;
    margin-bottom: 30px;
    max-width: 90%;
}

.cibil-form-new {
    display: flex;
    gap: 15px;
    margin-bottom: 40px;
    max-width: 650px;
}

.cibil-input-group-new {
    margin-bottom: 0;
    flex: 1;
}

.cibil-input-group-new .input-wrapper {
    position: relative;
    display: flex;
    align-items: center;
    background: #ffffff;
    border: 1px solid #e2e8f0;
    border-radius: 8px;
    overflow: hidden;
}

.cibil-input-group-new .icon-box {
    width: 50px;
    height: 50px;
    display: flex;
    justify-content: center;
    align-items: center;
    background: #ffffff;
    color: #0B1F4D;
    font-size: 20px;
    border-right: 1px solid #e2e8f0;
}

.cibil-input-group-new input {
    flex: 1;
    padding: 15px 15px;
    border: none;
    font-size: 14px;
    font-weight: 600;
    color: #0d1e3d;
}

.cibil-input-group-new input::placeholder {
    color: #94a3b8;
    font-weight: 500;
}

.cibil-input-group-new input:focus {
    outline: none;
}

.btn-check-cibil-new {
    background: #0B1F4D;
    color: #ffffff;
    border: none;
    padding: 16px 40px;
    width: max-content;
    border-radius: 8px;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 12px;
}

.btn-check-cibil-new:hover {
    background: #0d2a6a;
}

.cibil-features-row {
    display: flex;
    justify-content: space-between;
    gap: 15px;
    max-width: 500px;
}

.cibil-feature-new {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
}

.cibil-feature-new .feature-icon {
    width: 45px;
    height: 45px;
    background: #fff8e1;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    color: #0B1F4D;
    font-size: 18px;
    margin-bottom: 10px;
}

.cibil-feature-new .feature-text {
    display: flex;
    flex-direction: column;
}

.cibil-feature-new .feature-text strong {
    font-size: 13px;
    font-weight: 700;
    color: #0B1F4D;
    margin-bottom: 2px;
}

.cibil-feature-new .feature-text span {
    font-size: 11px;
    color: #64748b;
}

/* Right Side Image/Card */
.cibil-score-card-new {
    background-color: #fcfcfc;
    border-radius: 20px;
    padding: 40px;
    position: relative;
    overflow: hidden;
    box-shadow: 0 20px 50px rgba(0, 0, 0, 0.05);
    border: 1px solid rgba(0, 0, 0, 0.05);
    display: flex;
    flex-direction: column;
    align-items: center;
}

/* Deco Pattern */
.card-deco-dots {
    position: absolute;
    top: 20px;
    right: 20px;
    width: 60px;
    height: 60px;
    background-image: radial-gradient(#0B1F4D 1.5px, transparent 1.5px);
    background-size: 15px 15px;
    opacity: 0.3;
}

.score-card-header {
    margin-bottom: 30px;
    position: relative;
    display: inline-block;
}

.score-card-title {
    background: #ffffff;
    border: 1px solid rgba(244, 180, 0, 0.3);
    padding: 8px 24px;
    border-radius: 30px;
    font-size: 14px;
    font-weight: 800;
    color: #0B1F4D;
    position: relative;
    z-index: 2;
}

.score-card-header::before,
.score-card-header::after {
    content: '';
    position: absolute;
    top: 50%;
    width: 30px;
    height: 1px;
    background: rgba(244, 180, 0, 0.5);
    z-index: 1;
}

.score-card-header::before {
    right: 100%;
    margin-right: -10px;
}

.score-card-header::after {
    left: 100%;
    margin-left: -10px;
}

.gauge-container {
    position: relative;
    width: 350px;
    flex-shrink: 0;
    text-align: center;
    margin-bottom: 20px;
}

.gauge-svg {
    width: 100%;
    height: auto;
    overflow: visible;
}

.gauge-labels {
    position: absolute;
    top: 175px; /* Exact center pivot of SVG arc in container */
    left: 50%;
    width: 0;
    height: 0;
    pointer-events: none;
    z-index: 5;
}

.gauge-labels span {
    position: absolute;
    font-size: 13px;
    font-weight: 800;
    color: #596780;
    white-space: nowrap;
}

/* Position and rotate each label along the curve radius perfectly aligned with boundary angles */
.lbl-300 { transform: translate(-50%, -50%) translate(-140px, 24px); }
.lbl-poor { transform: translate(-50%, -50%) rotate(-67.5deg) translateY(-164px); color: #e74c3c; }
.lbl-550 { transform: translate(-50%, -50%) rotate(-45deg) translateY(-164px); }
.lbl-average { transform: translate(-50%, -50%) rotate(0deg) translateY(-164px); color: #ff9800; }
.lbl-750 { transform: translate(-50%, -50%) rotate(45deg) translateY(-164px); }
.lbl-good { transform: translate(-50%, -50%) rotate(60deg) translateY(-164px); color: #27ae60; }
.lbl-excellent { transform: translate(-50%, -50%) rotate(75deg) translateY(-180px) translateX(-5px); color: #27ae60; }
.lbl-900 { transform: translate(-50%, -50%) translate(140px, 24px); }

.score-text-new {
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 100%;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    text-align: center;
    pointer-events: none;
    z-index: 10;
}

.score-number-new {
    display: block;
    font-size: 70px;
    font-weight: 900;
    color: #0B1F4D;
    line-height: 1;
    letter-spacing: -2px;
    margin: 0 auto;
}

.score-label-new {
    display: inline-flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
    font-size: 15px;
    font-weight: 800;
    color: #2ecc71;
    background: rgba(46, 204, 113, 0.15);
    padding: 6px 20px;
    border-radius: 20px;
    margin: 5px auto 0 auto;
}

.gauge-needle {
    transition: transform 1.5s cubic-bezier(0.4, 0, 0.2, 1);
}

.score-alert-box-new {
    background: #ffffff;
    border-radius: 12px;
    padding: 16px 20px;
    display: flex;
    align-items: center;
    gap: 15px;
    border: 1px solid rgba(244, 180, 0, 0.3);
    width: 100%;
    margin-top: 30px;
    margin-bottom: 25px;
}

.alert-icon-new {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    color: #2ecc71;
    font-size: 32px;
    flex-shrink: 0;
}

.alert-text-new {
    display: flex;
    flex-direction: column;
}

.alert-text-new strong {
    font-size: 14px;
    font-weight: 800;
    color: #0B1F4D;
    margin-bottom: 3px;
}

.alert-text-new span {
    font-size: 12px;
    color: #596780;
}

.score-strength-section {
    width: 100%;
    background: #ffffff;
    border-radius: 12px;
    padding: 20px;
    border: 1px solid rgba(0, 0, 0, 0.05);
}

.strength-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}

.strength-header strong {
    font-size: 14px;
    font-weight: 800;
    color: #0B1F4D;
}

.strength-status {
    font-size: 13px;
    font-weight: 700;
    color: #2ecc71;
    display: flex;
    align-items: center;
    gap: 4px;
}

.strength-bars {
    display: flex;
    gap: 4px;
    margin-bottom: 15px;
}

.s-bar {
    height: 6px;
    flex: 1;
    border-radius: 3px;
}

.s-bar.active {
    background: #F4B400;
}

.s-bar.inactive {
    background: #e2e8f0;
}

.strength-desc {
    font-size: 12px;
    color: #64748b;
    line-height: 1.5;
    margin: 0 !important;
}

@media (max-width: 1200px) {
    .cibil-wrapper {
        grid-template-columns: 1fr;
    }
    .cibil-score-card {
        width: 100%;
        max-width: 600px;
        margin: 0 auto;
    }
}
@media (max-width: 991px) {
    .cibil-content h2 {
        font-size: 38px;
    }
    .cibil-features-row {
        flex-direction: row;
        gap: 10px;
    }
}
@media (max-width: 768px) {
    .cibil-input-group {
        flex-direction: column;
    }
    .btn-check-cibil {
        width: 100%;
        justify-content: center;
    }
    .cibil-content h2 {
        font-size: 32px;
    }
}
@media (max-width: 991px) {
    .emi-input-row {
        flex-direction: column;
        align-items: flex-start;
    }
    .emi-slider-container {
        width: 100%;
        padding: 20px 0;
    }
    .emi-value-badge {
        width: 100%;
        text-align: left;
    }
}

@media (max-width: 1200px) {
    .products-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

@media (max-width: 992px) {
    .products-grid {
        grid-template-columns: repeat(3, 1fr);
    }
    .features-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .process-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 50px 30px;
    }
    .process-grid::before {
        display: none;
    }
}

@media (max-width: 768px) {
    .products-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .features-grid {
        grid-template-columns: 1fr;
    }
    .process-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
}

@media (max-width: 480px) {
    .products-grid {
        grid-template-columns: 1fr;
    }
}

/* Eligibility Section */
.eligibility-section {
    background-color: #f1f5f9;
    padding: 50px 0;
}

.eligibility-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 30px;
    margin-top: 50px;
}

.eligibility-card {
    background: #fff;
    width: calc(33.333% - 20px);
    max-width: 350px;
    padding: 30px 20px;
    border-radius: 16px;
    box-shadow: 0 5px 25px rgba(0,0,0,0.04);
    text-align: center;
    transition: all 0.3s ease;
    border: 1px solid #ffdbcc;
    position: relative;
    overflow: hidden;
    background-image: 
        radial-gradient(circle at 100% 0%, rgba(255, 138, 0, 0.05) 0%, transparent 40%),
        radial-gradient(circle at 0% 100%, rgba(255, 138, 0, 0.08) 0%, transparent 40%),
        url('data:image/svg+xml;utf8,<svg width="20" height="20" xmlns="http://www.w3.org/2000/svg"><circle cx="2" cy="2" r="1.5" fill="rgba(255,138,0,0.1)"/></svg>');
    background-repeat: no-repeat, no-repeat, repeat;
    background-position: top right, bottom left, top left;
}

.eligibility-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 15px 35px rgba(255, 87, 34, 0.12);
}

.eli-icon-wrapper {
    display: flex;
    justify-content: center;
    margin-bottom: 20px;
}

.eli-ring-outer {
    width: 100px;
    height: 100px;
    border-radius: 50%;
    border: 1px solid rgba(242, 169, 0, 0.2);
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
}

.eli-ring-outer .dot {
    position: absolute;
    width: 8px;
    height: 8px;
    background: #f2a900;
    border-radius: 50%;
}

.dot-tr {
    top: 15px;
    right: 18px;
}

.dot-bl {
    bottom: 18px;
    left: 15px;
}

.eli-ring-inner {
    width: 78px;
    height: 78px;
    border-radius: 50%;
    background: rgba(242, 169, 0, 0.08);
    display: flex;
    align-items: center;
    justify-content: center;
}

.eli-icon {
    width: 55px;
    height: 55px;
    background: #f2a900;
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    box-shadow: 0 6px 15px rgba(242, 169, 0, 0.25);
    transition: all 0.3s ease;
}

.eligibility-card:hover .eli-icon {
    transform: scale(1.1) rotate(5deg);
}

.eligibility-card h4 {
    font-size: 22px;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 12px;
}

.eli-separator {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    margin-bottom: 20px;
}

.eli-separator .line {
    width: 40px;
    height: 1px;
    background: #fdecd2;
}

.eli-separator .diamond {
    background: #f2a900;
    transform: rotate(45deg);
}

.eli-separator .diamond.small {
    width: 6px;
    height: 6px;
}

.eli-separator .diamond.large {
    width: 10px;
    height: 10px;
}

.eligibility-card p {
    font-size: 15px;
    color: #475569;
    margin-bottom: 0;
    line-height: 1.6;
}

@media (max-width: 992px) {
    .eligibility-card {
        width: calc(50% - 15px);
    }
}

@media (max-width: 768px) {
    .eligibility-card {
        width: 100%;
        max-width: 100%;
    }
}

/* Required Documents Section */
.documents-section {
    background-color: #fdfdfe;
    padding: 50px 0;
    position: relative;
    overflow: hidden;
    z-index: 1;
}

/* Abstract Animated Background */
.abstract-bg {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: -2;
    overflow: hidden;
    background: #fdfdfe;
}

.morph-blob {
    position: absolute;
    filter: blur(60px);
    opacity: 0.6;
    animation: morph 15s ease-in-out infinite alternate;
}

.blob-1 {
    top: -100px;
    left: -100px;
    width: 500px;
    height: 500px;
    background: linear-gradient(135deg, rgba(255,138,0,0.3), rgba(255,87,34,0.1));
    border-radius: 60% 40% 30% 70% / 60% 30% 70% 40%;
}

.blob-2 {
    bottom: -150px;
    right: -100px;
    width: 600px;
    height: 600px;
    background: linear-gradient(135deg, rgba(255,160,110,0.2), rgba(255,110,70,0.15));
    border-radius: 40% 60% 70% 30% / 40% 50% 60% 50%;
    animation-delay: -5s;
}

.blob-3 {
    top: 30%;
    left: 40%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(255, 200, 150, 0.2), transparent);
    border-radius: 50% 50% 30% 70% / 50% 50% 70% 30%;
    animation-delay: -10s;
}

@keyframes morph {
    0% { border-radius: 60% 40% 30% 70% / 60% 30% 70% 40%; transform: rotate(0deg) scale(1); }
    50% { border-radius: 30% 60% 70% 40% / 50% 60% 30% 60%; transform: rotate(180deg) scale(1.1); }
    100% { border-radius: 60% 40% 30% 70% / 60% 30% 70% 40%; transform: rotate(360deg) scale(0.9); }
}

.float-shape {
    position: absolute;
    opacity: 0.5;
    animation: floatShape 8s ease-in-out infinite alternate;
}

.shape-circle {
    top: 15%;
    left: 10%;
    width: 40px;
    height: 40px;
    border: 6px solid rgba(255,138,0,0.4);
    border-radius: 50%;
}

.shape-cross {
    bottom: 20%;
    right: 15%;
    width: 30px;
    height: 30px;
    background: 
        linear-gradient(rgba(255,138,0,0.4), rgba(255,138,0,0.4)) center/100% 6px no-repeat,
        linear-gradient(rgba(255,138,0,0.4), rgba(255,138,0,0.4)) center/6px 100% no-repeat;
    animation-delay: -4s;
}

@keyframes floatShape {
    0% { transform: translateY(0) rotate(0deg); }
    100% { transform: translateY(-30px) rotate(45deg); }
}

.docs-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 25px;
    margin-top: 50px;
    max-width: 1100px;
    margin-left: auto;
    margin-right: auto;
}

/* Glassmorphism Cards */
.doc-item {
    background: rgba(255, 255, 255, 0.85);
    backdrop-filter: blur(16px);
    width: calc(33.333% - 20px);
    min-width: 260px;
    max-width: 330px;
    padding: 40px 20px;
    border-radius: 20px;
    box-shadow: 0 8px 32px rgba(242, 169, 0, 0.05);
    text-align: center;
    transition: all 0.4s ease;
    border: 1px solid rgba(255, 255, 255, 1);
    position: relative;
    overflow: hidden; 
}

.doc-item::after {
    content: '';
    position: absolute;
    top: 0;
    left: -150%;
    width: 50%;
    height: 100%;
    background: linear-gradient(to right, rgba(255,255,255,0) 0%, rgba(255,255,255,0.4) 50%, rgba(255,255,255,0) 100%);
    transform: skewX(-25deg);
    transition: all 0.7s ease;
    z-index: 10;
}

.doc-item:hover {
    transform: translateY(-10px) scale(1.02);
    box-shadow: 0 20px 40px rgba(242, 169, 0, 0.15);
    border-color: rgba(242, 169, 0, 0.3);
}

.doc-item:hover::after {
    left: 200%;
}

.doc-item:hover .doc-icon i {
    animation: iconBounce 0.5s cubic-bezier(0.175, 0.885, 0.32, 1.275);
}

@keyframes iconBounce {
    0% { transform: scale(1); }
    50% { transform: scale(1.4) translateY(-4px); }
    100% { transform: scale(1); }
}

.doc-icon {
    width: 80px;
    height: 80px;
    background: linear-gradient(135deg, rgba(242,169,0,0.1), rgba(242,169,0,0.15));
    color: #f2a900;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 30px;
    margin: 0 auto 25px auto;
    transition: all 0.3s ease;
    position: relative;
}

.doc-icon::before {
    content: '';
    position: absolute;
    width: 55px;
    height: 55px;
    background: #f2a900;
    border-radius: 50%;
    z-index: 0;
}

.doc-icon i {
    position: relative;
    z-index: 1;
    color: #fff;
}

.doc-item:hover .doc-icon {
    transform: scale(1.1);
}

.doc-item h5 {
    font-size: 18px;
    font-weight: 800;
    color: #0f172a;
    margin-bottom: 12px;
}

.doc-sep {
    width: 25px;
    height: 3px;
    background: #f2a900;
    margin: 0 auto 15px auto;
    border-radius: 2px;
}

.doc-item p {
    font-size: 13px;
    color: #64748b;
    margin-bottom: 0;
    line-height: 1.6;
}

@media (max-width: 992px) {
    .doc-item {
        width: calc(33.333% - 20px);
    }
}

@media (max-width: 768px) {
    .doc-item {
        width: calc(50% - 15px);
    }
}

@media (max-width: 480px) {
    .doc-item {
        width: 100%;
        max-width: 100%;
    }
}

/* Testimonials Section */
.testimonials-section {
    padding: 50px 0;
    background: #f8fafc;
    position: relative;
    overflow: hidden;
}

.testimonials-slider {
    position: relative;
    width: 100%;
    overflow: hidden;
    padding: 20px 0;
    -webkit-mask-image: linear-gradient(to right, transparent, black 5%, black 95%, transparent);
    mask-image: linear-gradient(to right, transparent, black 5%, black 95%, transparent);
}

.testimonials-track {
    display: flex;
    gap: 30px;
    width: max-content;
    animation: autoScrollTestimonials 35s linear infinite;
}

.testimonials-track:hover {
    animation-play-state: paused;
}

@keyframes autoScrollTestimonials {
    0% { transform: translateX(0); }
    100% { transform: translateX(calc(-50% - 15px)); } /* 15px is half of 30px gap */
}

.testimonial-card {
    width: 350px;
    background: #ffffff;
    border-radius: 16px;
    padding: 30px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.05);
    border: 1px solid rgba(0,0,0,0.02);
    display: flex;
    flex-direction: column;
    gap: 20px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
}

.testimonial-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 15px 40px rgba(0,0,0,0.1);
}

.testi-header {
    display: flex;
    align-items: center;
    gap: 15px;
}

.testi-icon {
    width: 55px;
    height: 55px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    color: #fff;
    flex-shrink: 0;
}

.testi-icon.bg-blue { background: linear-gradient(135deg, #00569f, #003a70); }
.testi-icon.bg-orange { background: linear-gradient(135deg, #f26522, #ed1c24); }
.testi-icon.bg-green { background: linear-gradient(135deg, #00b09b, #96c93d); }
.testi-icon.bg-purple { background: linear-gradient(135deg, #8e2de2, #4a00e0); }

.testi-info h4 {
    margin: 0;
    font-size: 18px;
    font-weight: 700;
    color: #0a1c3a;
    margin-bottom: 5px;
}

.testi-rating {
    color: #f2a900;
    font-size: 14px;
    display: flex;
    gap: 2px;
}

.testi-body p {
    margin: 0;
    font-size: 15px;
    line-height: 1.6;
    color: #475569;
    font-style: italic;
    position: relative;
}

.testi-body p::before {
    content: '\201C';
    font-family: Georgia, serif;
    font-size: 40px;
    color: rgba(242, 169, 0, 0.2);
    position: absolute;
    top: -15px;
    left: -10px;
    z-index: 0;
}

@media (max-width: 768px) {
    .testimonial-card {
        width: 300px;
        padding: 20px;
    }
}

/* Latest Loan Offers Section */
.offers-section {
    padding: 50px 0;
    background: #ffffff;
    position: relative;
}

.offers-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
    margin-top: 40px;
}

.offer-card {
    background: #f8fafc;
    border: 1px solid #e2e8f0;
    border-radius: 16px;
    padding: 40px 30px;
    position: relative;
    transition: all 0.4s ease;
    text-align: center;
    overflow: hidden;
}

.offer-card:hover {
    transform: translateY(-10px);
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
    border-color: #f2a900;
}

.offer-card.featured {
    background: #ffffff;
    box-shadow: 0 15px 35px rgba(0,0,0,0.08);
    border-color: #f2a900;
    transform: scale(1.05);
    z-index: 2;
}

.offer-card.featured:hover {
    transform: scale(1.05) translateY(-10px);
}

.offer-badge {
    position: absolute;
    top: 0;
    right: 0;
    color: #fff;
    font-size: 12px;
    font-weight: 700;
    padding: 6px 15px;
    border-radius: 0 16px 0 16px;
    text-transform: uppercase;
}

.badge-red { background: linear-gradient(135deg, #ed1c24, #c0282b); }
.badge-green { background: linear-gradient(135deg, #00b09b, #96c93d); }
.badge-blue { background: linear-gradient(135deg, #00569f, #003a70); }

.offer-icon {
    width: 70px;
    height: 70px;
    background: rgba(242, 169, 0, 0.1);
    color: #f2a900;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin: 0 auto 20px;
    transition: transform 0.3s ease;
}

.offer-card:hover .offer-icon {
    transform: scale(1.1);
    background: #f2a900;
    color: #fff;
}

.offer-card h3 {
    font-size: 22px;
    color: #0a1c3a;
    margin-bottom: 15px;
    font-weight: 700;
}

.offer-rate {
    font-size: 18px;
    color: #f2a900;
    font-weight: 700;
    margin-bottom: 25px;
    padding-bottom: 25px;
    border-bottom: 1px dashed #cbd5e1;
}

.offer-features {
    list-style: none;
    padding: 0;
    margin: 0 0 30px;
    text-align: left;
}

.offer-features li {
    font-size: 15px;
    color: #475569;
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    gap: 10px;
}

.offer-features li i {
    color: #10b981;
    font-size: 16px;
}

.btn-apply-offer {
    display: inline-block;
    width: 100%;
    padding: 12px 0;
    background: #0a1c3a;
    color: #fff;
    font-weight: 600;
    border-radius: 8px;
    text-decoration: none;
    transition: all 0.3s ease;
}

.offer-card:hover .btn-apply-offer {
    background: #f2a900;
}

.offer-card.featured .btn-apply-offer {
    background: #f2a900;
}

.offer-card.featured:hover .btn-apply-offer {
    background: #0a1c3a;
}

@media (max-width: 992px) {
    .offers-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .offer-card.featured {
        transform: scale(1);
    }
    .offer-card.featured:hover {
        transform: translateY(-10px);
    }
}

@media (max-width: 768px) {
    .offers-grid {
        grid-template-columns: 1fr;
    }
}

/* FAQ Section */
.faq-section {
    padding: 50px 0;
    background: #f1f5f9;
}

.faq-container {
    max-width: 800px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 15px;
}

.faq-item {
    background: #ffffff;
    border-radius: 12px;
    border: 1px solid #e2e8f0;
    box-shadow: 0 4px 6px rgba(0,0,0,0.02);
    transition: all 0.3s ease;
    overflow: hidden;
}

.faq-item[open] {
    border-color: #f2a900;
    box-shadow: 0 10px 25px rgba(242, 169, 0, 0.1);
}

.faq-question {
    padding: 20px 25px;
    font-size: 18px;
    font-weight: 600;
    color: #0a1c3a;
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    position: relative;
    user-select: none;
}

.faq-question::-webkit-details-marker {
    display: none;
}

.faq-icon-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: #f1f5f9;
    color: #0a1c3a;
    transition: all 0.3s ease;
    font-size: 14px;
}

.faq-item[open] .faq-icon-wrap {
    background: #f2a900;
    color: #fff;
    transform: rotate(45deg);
}

.faq-answer {
    padding: 0 25px 25px 25px;
    font-size: 15px;
    line-height: 1.7;
    color: #475569;
    border-top: 1px solid #f1f5f9;
    margin-top: 5px;
    padding-top: 20px;
}

/* Call To Action Banner */
.cta-section {
    padding: 0 0 80px 0;
    background: #f1f5f9;
}

.cta-banner {
    background: linear-gradient(135deg, #0a1c3a, #003a70);
    border-radius: 20px;
    padding: 50px 60px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    box-shadow: 0 20px 40px rgba(10, 28, 58, 0.2);
    position: relative;
    overflow: hidden;
    gap: 40px;
    max-width: 1200px;
    margin: 0 auto;
}

.cta-banner.with-image {
    padding: 0 60px 0 0;
}

.cta-image {
    flex: 0 0 45%;
    height: 100%;
    min-height: 400px;
    position: relative;
    overflow: hidden;
    border-radius: 20px 0 0 20px;
}

.cta-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    position: absolute;
    top: 0;
    left: 0;
}

.cta-banner::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 300px;
    height: 300px;
    background: rgba(242, 169, 0, 0.1);
    border-radius: 50%;
    z-index: 0;
}

.cta-banner::after {
    content: '';
    position: absolute;
    bottom: -20%;
    left: 45%;
    width: 150px;
    height: 150px;
    background: rgba(255, 255, 255, 0.05);
    border-radius: 50%;
    z-index: 0;
}

.cta-content {
    position: relative;
    z-index: 1;
    flex: 1;
    padding: 50px 0;
}

.cta-content h2 {
    color: #ffffff;
    font-size: 36px;
    font-weight: 800;
    margin-bottom: 15px;
}

.cta-content p {
    color: #e2e8f0;
    font-size: 16px;
    margin: 0 0 30px 0;
    line-height: 1.6;
}

.cta-buttons {
    position: relative;
    z-index: 1;
    display: flex;
    gap: 20px;
}

.btn-cta-apply {
    background: #f2a900;
    color: #0a1c3a;
    padding: 15px 30px;
    border-radius: 8px;
    font-weight: 700;
    font-size: 16px;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s ease;
    box-shadow: 0 10px 20px rgba(242, 169, 0, 0.3);
}

.btn-cta-apply:hover {
    background: #ffb700;
    transform: translateY(-3px);
    box-shadow: 0 15px 25px rgba(242, 169, 0, 0.4);
    color: #0a1c3a;
}

.btn-cta-call {
    background: rgba(255, 255, 255, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.3);
    color: #ffffff;
    padding: 15px 30px;
    border-radius: 8px;
    font-weight: 600;
    font-size: 16px;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s ease;
    backdrop-filter: blur(5px);
}

.btn-cta-call:hover {
    background: rgba(255, 255, 255, 0.2);
    transform: translateY(-3px);
    border-color: #ffffff;
    color: #ffffff;
}

@media (max-width: 992px) {
    .cta-banner.with-image {
        flex-direction: column;
        padding: 0;
    }
    .cta-image {
        width: 100%;
        min-height: 250px;
        border-radius: 20px 20px 0 0;
    }
    .cta-content {
        padding: 40px 30px;
        text-align: center;
    }
    .cta-buttons {
        width: 100%;
        justify-content: center;
    }
}

@media (max-width: 480px) {
    .cta-buttons {
        flex-direction: column;
        width: 100%;
    }
    .btn-cta-apply, .btn-cta-call {
        width: 100%;
        justify-content: center;
    }
    .cta-content h2 {
        font-size: 28px;
    }
}



/* Premium Radial Preloader */
.premium-preloader {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: radial-gradient(circle at center, #0B1E3D 0%, #061226 100%);
    display: flex;
    justify-content: center;
    align-items: center;
    z-index: 99999;
    overflow: hidden;
}

/* Floating Particles */
.particles-container {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    overflow: hidden;
    z-index: 1;
}

.particle {
    position: absolute;
    width: 4px;
    height: 4px;
    background-color: #f2a900;
    border-radius: 50%;
    box-shadow: 0 0 10px #FFC107, 0 0 20px #FF9800;
    animation: floatUp 8s infinite ease-in-out;
}

@keyframes floatUp {
    0% { transform: translateY(100vh) scale(0); opacity: 0; }
    50% { opacity: 1; }
    100% { transform: translateY(-100px) scale(1); opacity: 0; }
}

/* Loader Content */
.loader-content {
    position: relative;
    z-index: 2;
    display: flex;
    flex-direction: column;
    align-items: center;
}

/* Progress Ring */
.progress-ring-container {
    position: relative;
    width: 160px;
    height: 160px;
    display: flex;
    justify-content: center;
    align-items: center;
    margin-bottom: 40px;
    border-radius: 50%;
}

.progress-ring-container::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 220px;
    height: 220px;
    background: radial-gradient(circle, rgba(255, 193, 7, 0.15) 0%, transparent 60%);
    animation: pulseGlow 2s infinite ease-in-out;
    z-index: -1;
}

@keyframes pulseGlow {
    0% { transform: translate(-50%, -50%) scale(0.9); opacity: 0.5; }
    50% { transform: translate(-50%, -50%) scale(1.1); opacity: 1; }
    100% { transform: translate(-50%, -50%) scale(0.9); opacity: 0.5; }
}

.progress-ring-track {
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    border: 4px solid rgba(255, 255, 255, 0.05);
}

.progress-ring-fill {
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: 50%;
    background: conic-gradient(from 0deg, #FFC107, #FF9800 0%, transparent 0%);
    mask: radial-gradient(transparent 65%, black 66%);
    -webkit-mask: radial-gradient(transparent 65%, black 66%);
    box-shadow: 0 0 20px rgba(255, 193, 7, 0.5);
}

/* Percentage Text */
.percentage-display {
    position: absolute;
    color: #ffffff;
    font-size: 36px;
    font-weight: 800;
    font-family: 'Poppins', sans-serif;
    text-shadow: 0 0 15px rgba(255, 193, 7, 0.3);
    display: flex;
    align-items: baseline;
}

.percent-sign {
    font-size: 18px;
    color: #f2a900;
    margin-left: 2px;
}

/* Bottom Text */
.loading-text-container {
    position: relative;
    text-align: center;
}

.loading-text {
    font-size: 16px;
    font-weight: 500;
    letter-spacing: 2px;
    color: rgba(255, 255, 255, 0.9);
    text-transform: uppercase;
    position: relative;
    z-index: 1;
    background: linear-gradient(90deg, rgba(255,255,255,0.4) 0%, rgba(255,255,255,1) 50%, rgba(255,255,255,0.4) 100%);
    background-size: 200% auto;
    color: transparent;
    -webkit-background-clip: text;
    background-clip: text;
    animation: shimmerText 2s infinite linear;
}

@keyframes shimmerText {
    to { background-position: 200% center; }
}

.loading-text-container::after {
    content: '';
    position: absolute;
    bottom: -10px;
    left: 50%;
    transform: translateX(-50%);
    width: 60px;
    height: 2px;
    background: linear-gradient(90deg, transparent, #FFC107, transparent);
    box-shadow: 0 0 10px #FF9800;
}

/* Responsive Styles for Hero Section */
@media (max-width: 992px) {
    .hero-section {
        display: flex;
        flex-direction: column;
    }
    .hero-container {
        flex-direction: column;
        order: 2;
    }
    .stats-bar-wrapper {
        position: relative;
        order: 3;
        margin-top: 0;
    }
    .stats-bar {
        width: 100%;
        transform: none;
        margin: 0;
        border-radius: 10px;
        flex-wrap: wrap;
        padding: 20px;
        justify-content: center;
        gap: 15px;
    }
    .stat-item {
        flex: 0 0 45%;
        margin-bottom: 10px;
    }
    .partners-wrapper {
        flex-direction: column;
        padding: 15px;
    }
    .partners-label {
        border-right: none;
        border-bottom: 1px solid #eee;
        padding-right: 0;
        margin-right: 0;
        padding-bottom: 15px;
        margin-bottom: 15px;
        width: 100%;
        text-align: center;
    }
    .partners-logos {
        -webkit-mask-image: none;
        mask-image: none;
        width: 100%;
    }
    .hero-image {
        display: none;
    }
    .hero-content {
        flex: 0 0 100%;
        max-width: 100%;
        padding-top: 10px;
    }
    .hero-title {
        font-size: 38px;
    }
}

@media (max-width: 768px) {
    .hero-title {
        font-size: 32px;
        letter-spacing: -0.5px;
        word-wrap: break-word;
    }
    .hero-subtitle {
        font-size: 13px;
        margin-bottom: 25px;
        text-align: justify;
    }
    .btn-text {
        padding: 10px 20px;
        font-size: 14px;
    }
    .btn-icon {
        padding: 10px 15px;
        font-size: 14px;
    }
    .badge span {
        font-size: 11px;
    }
    .stats-bar {
        padding: 12px;
        gap: 8px;
    }
    .stat-item {
        margin-bottom: 0;
    }
    .stat-value {
        font-size: 15px;
        margin-bottom: 2px;
    }
    .stat-label {
        font-size: 9px;
    }
    .stat-icon {
        font-size: 16px;
        margin-bottom: 4px;
    }
    .cibil-content h2 {
        font-size: 22px;
    }
    .cibil-content p {
        font-size: 13px;
        margin-bottom: 20px;
        max-width: 100%;
    }
    .cibil-form-new {
        flex-direction: column;
        gap: 10px;
    }
    .cibil-input-group-new {
        width: 100%;
    }
    .btn-check-cibil-new {
        width: 100%;
    }
    .cibil-input-group-new input {
        font-size: 12px;
        padding: 12px 10px;
    }
    .cibil-input-group-new .icon-box {
        width: 40px;
        font-size: 16px;
    }
    .btn-check-cibil-new {
        padding: 12px 20px;
        font-size: 15px;
    }
    .cibil-feature-new .feature-icon {
        width: 35px;
        height: 35px;
        font-size: 14px;
        margin-bottom: 5px;
    }
    .cibil-feature-new .feature-text strong {
        font-size: 11px;
    }
    .cibil-feature-new .feature-text span {
        font-size: 9px;
    }
    .cibil-check-section {
        padding: 40px 0 20px 0;
    }
    .cibil-score-card-new {
        padding: 30px 15px;
        margin-left: -15px;
        margin-right: -15px;
        border-radius: 0;
    }
    .gauge-container {
        transform: scale(0.85);
        transform-origin: top center;
        margin-bottom: -15px;
        margin-left: -25px;
        margin-right: -25px;
    }
    .partner-brand {
        font-size: 12px;
        padding: 6px 10px;
        height: 32px;
    }
    .partner-brand * {
        transform: scale(0.85);
    }
    .partners-logos-track {
        gap: 15px;
    }
    .section-title.text-center {
        text-align: left !important;
    }
    .section-title h2 {
        font-size: 22px;
        margin-bottom: 20px;
    }
    .section-title h2::after {
        left: 0;
        transform: translateX(0);
    }
    .section-subtitle {
        font-size: 14px;
        text-align: left;
    }
    .product-card {
        padding: 20px 15px;
    }
    .product-icon {
        height: 75px;
        width: 75px;
        margin-bottom: 15px;
    }
    .product-card h4 {
        font-size: 18px;
    }
    .product-card p {
        font-size: 13px;
        margin-bottom: 15px;
    }
    .btn-apply-new {
        padding: 5px 15px 5px 5px;
        font-size: 13px;
        width: 95%;
    }
    .btn-apply-new .btn-icon {
        width: 30px;
        height: 30px;
        font-size: 14px;
    }
    .card-badge {
        padding: 10px 10px 15px;
        font-size: 14px;
        right: 15px;
    }
    .feature-card {
        padding: 20px 15px;
    }
    .feature-icon-wrapper {
        width: 50px;
        height: 50px;
        font-size: 18px;
        margin-bottom: 10px;
    }
    .feature-card h4 {
        font-size: 16px;
        margin-bottom: 8px;
    }
    .feature-card p {
        font-size: 13px;
    }
    .process-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: 15px;
    }
    .process-grid::before {
        display: none;
    }
    .process-step {
        padding: 5px;
    }
    .step-number {
        width: 60px;
        height: 60px;
        font-size: 24px;
        margin-bottom: 15px;
    }
    .process-step h4 {
        font-size: 15px;
        margin-bottom: 8px;
    }
    .process-step p {
        font-size: 12px;
    }
    .emi-inputs-section {
        padding: 15px;
    }
    .emi-input-row {
        flex-direction: column;
        align-items: flex-start;
        padding: 15px 0;
        gap: 10px;
    }
    .emi-input-label {
        width: 100%;
    }
    .emi-icon {
        width: 35px;
        height: 35px;
        font-size: 14px;
        margin-right: 10px;
    }
    .emi-label-text label {
        font-size: 14px;
        margin-bottom: 2px;
    }
    .emi-label-text span {
        font-size: 11px;
    }
    .emi-slider-container {
        padding: 0;
        width: 100%;
    }
    .custom-range-slider::-webkit-slider-thumb {
        width: 16px;
        height: 16px;
    }
    .emi-value-badge {
        width: 100%;
        text-align: left;
    }
    .emi-value-badge span {
        padding: 6px 12px;
        font-size: 13px;
    }
    .emi-result-card {
        padding: 25px 15px;
        margin: 0;
    }
    .result-header span {
        font-size: 13px;
    }
    #emiResult {
        font-size: 36px;
        margin-bottom: 25px;
    }
    .result-breakdown {
        padding: 15px;
    }
    .breakdown-item span {
        font-size: 13px;
    }
    .breakdown-item strong {
        font-size: 14px;
    }
    .breakdown-item.total {
        margin: 15px -15px -15px -15px;
        padding: 15px;
    }
    .breakdown-item.total strong {
        font-size: 14px;
    }
    .breakdown-item.total .total-val {
        font-size: 16px;
    }
    .btn-apply-emi {
        margin-top: 25px;
        padding: 12px 25px;
        font-size: 15px;
    }
    .eligibility-card {
        padding: 15px 20px 25px;
    }
    .eli-icon-wrapper {
        margin-bottom: 15px;
    }
    .eli-ring-outer {
        width: 70px;
        height: 70px;
    }
    .eli-ring-inner {
        width: 54px;
        height: 54px;
    }
    .eli-icon {
        width: 38px;
        height: 38px;
        font-size: 16px;
    }
    .dot-tr {
        top: 8px;
        right: 12px;
    }
    .dot-bl {
        bottom: 12px;
        left: 8px;
    }
    .eligibility-card h4 {
        font-size: 18px;
        margin-bottom: 8px;
    }
    .eli-separator {
        margin-bottom: 15px;
    }
    .eligibility-card p {
        font-size: 13px;
    }
    .doc-item {
        padding: 20px 15px;
        min-width: auto;
    }
    .doc-icon {
        width: 60px;
        height: 60px;
        font-size: 22px;
        margin-bottom: 15px;
    }
    .doc-icon::before {
        width: 40px;
        height: 40px;
    }
    .doc-item h5 {
        font-size: 16px;
        margin-bottom: 8px;
    }
    .doc-sep {
        margin-bottom: 10px;
    }
    .offer-card {
        padding: 15px 15px;
    }
    .offer-icon {
        width: 40px;
        height: 40px;
        font-size: 20px;
        margin-bottom: 10px;
    }
    .offer-card h4 {
        font-size: 16px;
        margin-bottom: 5px;
    }
    .offer-rate {
        font-size: 13px;
        margin-bottom: 15px;
    }
    .offer-features {
        margin-bottom: 15px;
    }
    .offer-features li {
        font-size: 12px;
        margin-bottom: 8px;
    }
    .offer-features i {
        font-size: 14px;
    }
    .btn-apply-offer {
        padding: 10px 15px;
        font-size: 14px;
    }
    .offer-badge {
        font-size: 9px;
        padding: 3px 8px;
    }
    .faq-question {
        padding: 15px;
        font-size: 15px;
    }
    .faq-answer {
        padding: 0 15px 15px 15px;
        font-size: 13px;
        padding-top: 15px;
    }
    .faq-icon-wrap {
        width: 26px;
        height: 26px;
        font-size: 12px;
    }
    .cta-content {
        padding: 25px 20px;
        text-align: left;
    }
    .cta-image {
        min-height: 180px;
    }
    .cta-content h2 {
        font-size: 22px;
        margin-bottom: 10px;
    }
    .cta-content p {
        font-size: 14px;
        margin-bottom: 20px;
        text-align: justify;
    }
    .btn-cta-apply, .btn-cta-call {
        padding: 12px 20px;
        font-size: 14px;
    }
}

@media (max-width: 480px) {
    .gauge-container {
        transform: scale(0.75);
        margin-bottom: -35px;
        margin-left: -40px;
        margin-right: -40px;
    }
    .hero-title {
        font-size: 26px;
    }
    .hero-subtitle {
        font-size: 12px;
    }
}