Grow Your Business with
Easy Business Loans
Get quick access to collateral-free business loans. Expand your operations, manage working capital, and take your business to new heights with SARAL Loans.
Instant Approval
Within 24-48 Hours
Up to ₹2 Crore
Maximum Loan Amount
100% Digital
Paperless Process
Business Loan Highlights
Everything you need to know about our business loans at a glance.
Loan Amount
₹50,000 – ₹2 Crore
Get the capital you need, tailored to your business scale.
Interest Rate
Starting From 10.50%*
Highly competitive rates ensuring affordable EMIs.
Tenure
Up to 15 Years
Flexible repayment options to match your cash flow.
Quick Approval
Within 24–48 Hours
Fast-track processing for immediate fund access.
Why Choose Our Business Loan
Experience a seamless borrowing journey with industry-leading benefits designed exclusively for business owners.
Instant Approval
Get your loan approved quickly without any unnecessary delays.
Low Interest Rate
Highly competitive interest rates to keep your EMIs affordable.
Minimal Documentation
Simple and paperless process with basic document requirements.
Flexible EMI
Choose repayment tenures that best suit your business cash flow.
No Hidden Charges
100% transparency. What you see is exactly what you pay.
100% Secure Process
Your data and business details are encrypted and entirely safe with us.
Business Loan Calculator
Estimate your monthly EMI and plan your finances with our easy-to-use calculator.
Equated Monthly Installment (EMI)
₹10,747
Total Interest
₹1,44,817
Total Payment
₹6,44,817
Business Loan Benefits
Unlock massive growth potential with our customer-first loan benefits.
High Loan Amount
Get funding up to ₹2 Crore to scale your business operations seamlessly.
Fast Processing
Lightning-fast approvals and quick disbursals within 24-48 hours.
Flexible EMI
Choose repayment terms up to 15 years that align with your cash flow.
Paperless Process
100% digital and hassle-free documentation for ultimate convenience.
Multiple Bank Options
Compare and choose the best loan offers from top partnered banks.
Doorstep Service
Enjoy VIP assistance with document collection right from your home or office.
Types of Business Loans
Explore our wide range of business loan solutions tailored to meet your unique financial needs.
Eligibility Criteria
Simple and basic requirements to ensure a smooth and quick loan approval process.
Indian Citizen
Must be a resident citizen of India.
Age 21–65 Years
Age bracket for the primary applicant or business owner.
Minimum Business Vintage
Business must be operational for at least 2-3 years.
Minimum Monthly Income
Steady business turnover and minimum monthly income required.
Good CIBIL Score
A healthy credit history with a CIBIL score of 700 or higher.
Valid GST/ITR
Proper business registration and up-to-date tax filings.
Required Documents
Keep these documents handy to ensure a lightning-fast loan approval process.
Aadhaar Card
PAN Card
Bank Statement
GST Certificate
ITR (Income Tax)
Business Proof
Address Proof
Passport Photo
Frequently Asked Questions
Find quick answers to common questions about our business loans.
Who can apply?
Any Indian citizen aged between 21 to 65 years with a registered business operational for at least 2-3 years and a minimum monthly income can apply for our business loan.
What is the minimum CIBIL score?
We generally require a minimum CIBIL score of 700 or higher to ensure a smooth and fast approval process with the best interest rates.
How much loan can I get?
Based on your business turnover and credit profile, you can avail of a business loan ranging from ₹50,000 up to ₹2 Crore to scale your operations.
Is collateral required?
No, our primary business loans are completely unsecured, meaning you do not need to pledge any property or assets as collateral for most standard loan amounts.
How long does approval take?
With our fast-track processing and digital documentation, your loan can be approved and disbursed within 24 to 48 hours after successful verification.
What documents are needed?
You will need basic KYC documents (Aadhaar, PAN), business proof (GST certificate, Registration), last 1-3 years of ITR, and recent business bank statements.