Maintain & Grow Your
Business Easily
Bridge your daily cash flow gaps with quick and collateral-free working capital loans. Ensure smooth business operations without worrying about funds.
Instant Approval
Within 24 Hours
Up to ₹2 Crore
Maximum Loan Amount
Flexible Repayment
Daily or Monthly Options
Working Capital Highlights
Everything you need to know about our Working Capital Loans at a glance.
Loan Amount
₹50,000 – ₹2 Crore
Get the capital you need to maintain daily operations.
Interest Rate
Starting From 12.00%*
Competitive interest rates for short-term financial needs.
Tenure
Up to 3 Years
Short repayment tenures to match operational cycles.
Quick Approval
Within 24 Hours
Fast-track processing for immediate working capital access.
Why Choose Our Working Capital Loan
Ensure your business never stops due to lack of funds with our easy and flexible working capital solutions.
Bridge Cash Gaps
Manage daily expenses, pay suppliers, and handle payrolls effortlessly.
No Collateral Required
Unsecured loans available for eligible businesses without pledging assets.
Flexible Repayment
Choose between daily, weekly, or monthly repayment schedules.
Instant Disbursal
Get funds credited to your account within 24 hours of approval.
Inventory Purchase
Stock up on inventory before peak seasons without depleting cash reserves.
Minimal Paperwork
Basic KYC and recent bank statements are enough for approval.
EMI Calculator
Estimate your monthly EMI and plan your finances with our easy-to-use calculator.
Equated Monthly Installment (EMI)
₹10,747
Total Interest
₹1,44,817
Total Payment
₹6,44,817
Working Capital Benefits
Unlock maximum benefits to keep your business running smoothly.
Smooth Cash Flow
Ensure you never run out of working capital to manage daily operations.
Manage Inventory
Purchase bulk inventory at discounted rates without cash crunch.
Timely Payroll
Never delay your employees' salaries even if client payments are delayed.
Easy Documentation
Simple process focused on your current banking transactions.
Multiple Bank Options
Compare and choose the best working capital limit from top banks.
Doorstep Service
Enjoy VIP assistance with document collection right from your office.
Explore Other Loans
Check out our wide range of loan solutions tailored to meet your unique financial needs.
Eligibility Criteria
Simple requirements to ensure a smooth working capital loan approval process.
Business Vintage
Minimum 1-2 years of business operations.
Turnover
Minimum annual turnover as per lender guidelines.
Banking
Healthy banking transactions for the last 6 months.
Tax Compliance
Up-to-date GST and ITR filings for the business.
Age Criteria
Promoter's age should be between 21 to 65 years.
Good CIBIL Score
A credit score of 700+ for favorable interest rates.
Required Documents
Keep these documents handy to ensure lightning-fast processing.
KYC Documents
GST Registration
6 Months Bank Statement
1 Year ITR
Frequently Asked Questions
What is a Working Capital Loan?
It is a short-term loan used to finance the everyday operations of a company, covering accounts payable, wages, etc.
Do I need to provide collateral?
Most working capital loans up to a certain limit are unsecured, meaning you don't need to pledge any property or asset.
How fast can I get the funds?
With complete documentation, working capital loans can be disbursed in as little as 24 to 48 hours.