Make Your Dream Home
A Reality
Get attractive interest rates and flexible repayment tenures for your new home. Whether you're buying, constructing, or renovating, we make it simple and affordable.
High LTV
Up to 90% Financing
Up to ₹2 Crore
Maximum Loan Amount
PMAY Subsidy
For Eligible Applicants
Home Loan Highlights
Everything you need to know about our Home Loans at a glance.
Loan Amount
₹15 Lakhs – ₹2 Crore
Get the capital you need to buy your dream home.
Interest Rate
Starting From 8.50%*
Highly competitive rates to keep EMIs low.
Tenure
Up to 30 Years
Extended repayment tenures for stress-free EMIs.
Quick Approval
Within 5-7 Days
Fast processing with minimal documentation.
Why Choose Our Home Loan
Experience a seamless journey towards owning your perfect home.
Low Interest Rates
Enjoy some of the most competitive home loan interest rates in the market.
Tax Benefits
Avail tax deductions under sections 80C and 24(b) of the Income Tax Act.
Balance Transfer
Transfer your existing high-interest home loan to us easily and save money.
Home Construction
Get funds to build a house on an existing plot you own.
Home Renovation
Funds available specifically to upgrade or renovate your current home.
No Pre-Payment Penalty
Zero charges on partial or full prepayment for floating rate loans.
EMI Calculator
Estimate your monthly EMI and plan your finances with our easy-to-use calculator.
Equated Monthly Installment (EMI)
₹10,747
Total Interest
₹1,44,817
Total Payment
₹6,44,817
Home Loan Benefits
Unlock maximum benefits for your most important investment.
Long-Term Savings
Low interest rates ensure you save lakhs over the loan tenure.
Legal & Technical Aid
We verify property documents to ensure your investment is safe.
Co-Applicant Advantage
Add a co-applicant to increase your loan eligibility and share EMIs.
Pre-Approved Projects
Faster processing if you choose a property from our pre-approved list.
Top Up Loans
Easily get additional funds for interiors or furnishings after taking the loan.
Doorstep Service
Enjoy VIP assistance with document collection right from your home or office.
Explore Other Loans
Check out our wide range of loan solutions tailored to meet your unique financial needs.
Eligibility Criteria
Simple requirements to ensure a smooth home loan approval process.
Employment Type
Salaried individuals, self-employed professionals, and business owners.
Age Criteria
Between 21 and 65 years at the time of loan maturity.
Work Experience
Minimum 2 years of work experience for salaried (3 years for self-employed).
Minimum Income
A stable minimum monthly income as per city categorizations.
Credit Score
A good CIBIL score (usually 700 or above) is preferred.
Property Status
The property should be free from legal disputes.
Required Documents
Keep these documents handy to ensure lightning-fast processing.
Aadhaar & PAN Card
Allotment Letter / Agreement
6 Months Bank Statement
Salary Slips (3 Months)
Form 16 / ITR
Passport Size Photos
Approved Plan & NOC
Processing Fee Cheque
Frequently Asked Questions
Find quick answers to common questions about Home Loans.
What is the maximum loan tenure?
The maximum tenure for a home loan is typically up to 30 years, subject to your age of retirement and lender guidelines.
Can I prepay my home loan?
Yes. As per RBI guidelines, there are no prepayment penalties if you have taken a home loan on a floating interest rate.
Are there any tax benefits?
Yes. You can claim deduction up to ₹1.5 Lakhs on principal repayment under Section 80C, and up to ₹2 Lakhs on interest payment under Section 24(b) of the Income Tax Act.
Can I add a co-applicant?
Yes, adding a co-applicant (spouse, parents, or children) is recommended as it helps increase your total loan eligibility by combining incomes.